Saturday, January 26, 2008

EZ Unsecured

Have you ever tried to get a start-up financing for a business before. Its not easy. Especially if you don't have any collateral or time to jump through hoops for the bank. Start up financing can be vital to a small business but banks make them so difficult to get it can be very discouraging to even try to get startup financing. has tried to make this all a little bit easier. There motto is no time no collateral no problem.

Tuesday, January 22, 2008


If you ever read this blog you have probably figured out that I advertise on it. I advertise on this blog and on many other blogs as well. Its something I enjoy thoroughly. For the first time in my I am able to make money with something that is really more of a hobby for me. And that of course is blogging. One of the services that allows me to advertise on blogs is called Smorty. Its one of a handful of sites that helps to connect bloggers with advertisers. There are lots of bloggers out there and a lot of people that want to make money on there blogs, but lets face it, were not salespeople. I would never have the guts to approach an advertiser myself but thanks to sites like Smorty I don't have to. They do all of that frightening sales work for me. All I have to do is grab the ads when they come in and write the review, which is the only part I would rather do.

Friday, January 11, 2008

Employment Training

Have you ever thought about working in construction. I've thought about it before. I've known people that did it. They get to work outdoors (sometimes) and they don't have to work during nasty weather (when was the last time you saw construction workers working in the rain). You need employment training to be able to work in construction so you can learn the skills you need. it also helps to have connections in the construction industry to help you secure a job in the field. is a website in which you can get the kind of skills you need to get a job in the construction industry and make some of that good money and reap those good benefits that people working in construction can reap. This site is an excellent resource for employers, employees, and those seeking the share here skills with others as well. Its definitely worth checking out if your interested n the field

Bird Seed Cake

This is a nice way to give your feathered friends some extra food in the winter time. You will need

150 grams of shortening
- 200 grams of birdfood mixture (birdseed, sunflower seeds,
chopped nuts, oats, coconut flakes, raisins, etc...
- two cleaned and dried yogurt cups
- metal hook, ribbon or netting material
- scissors
- ribbon for hanging


1. Heat the shortening in a pot until it just melts. Add the birdfood mixture to the liquid and stir thoroughly.
2. Fill each of the yogurt cups and insert a hook in the center of each cup while the mixture is still wet. The hook will normally hold on its own. You may also choose to use a ribbon for hanging. Just knot one end and insert the knotted end in the wet mixture.... or insert nothing and use a netting material to hold the food cake when solid.
3. Store the cups either outside (if the temperatures are cold enough) or in the refrigerator until the shortening hardens and the mixture is solid.
4. Cut the yogurt cup away from the birdfood cake.
5. Tie a ribbon to the hook and hang on a branch.

Wednesday, January 9, 2008

Talking on the Phone is a Hobby

I can say without out a doubt that for my son and my daughter talking on the phone is a hobby. Since my step son is home schooled he has a lot of friends online that are in other countries and often wishes he could make international calls, but he can't. I might give him some international calling cards as a gift for his birthday. is a large retailer of phone cards. They have 459 different phone cards from all major vendors. Some of the cards are rechargeable so you can add more minutes to them when you need to. They also have introduced calling cards that offer 3% cash back on every purchase.

Cookie Bouquet

I came across this idea for a cookie bouquet.. I think this would be a fun project to do and to give as a gift.

To celebrate Valentine's Day, surprise your sweetheart with a dozen heart-shaped, long-stem chocolate chip cookies. Wrap florist wire with green florist tape to make the stems. Present the cookies in a waxed paper-lined box. Don't forget the romantic message.

Almond Chocolate Chip Cookies
1/2 cup (125 mL) butter, softened
1/4 cup (50 mL) packed brown sugar
1/2 cup (125 mL) granulated sugar
1 egg
1/4 tsp (1mL) almond extract
1 cup (250 mL) all-purpose flour
1/2 tsp (2 mL) baking soda
1/4 tsp (1 mL) salt
1 cup (250 mL) semisweet chocolate chips
1/2 cup (125 mL) chopped toasted almonds

Toasting almonds: Bake almonds in 350F (180C) oven for 8 to 10 minutes or until golden brown. Let cool.

Line two baking sheets with parchment paper. Using 3-inch (8 cm) heart-shaped cookie cutter, trace 6 hearts on each sheet in ink, leaving 1 inch (2.5 cm) between hearts. Turn paper, ink side down.

In bowl, using electric mixer, cream together butter and sugars. Beat in egg and almond extract. Combine flour, baking soda and salt; blend into creamed mixture. Stir in chocolate chips and almonds. Using 3 tbsp (45 mL) batter for each cookie, pat batter just inside outline of heart on prepared baking sheets.

Bake one sheet at a time, in 375F (190C) oven for 12 to 15 minutes or until golden brown. Let cool on baking sheet for 5 minutes.

Using cookie cutter, cut out cookies to redefine shape. Transfer to wire rack. Insert cookie stems in bottom of cookies; let cool completely, then arrange in florist box for delivery. (Note: If you decide to use greenery to fill out your bouquet it is recommended that you use artificial stems and leaves, not actual ones from florists and stores as they may have been chemically treated.)

Tuesday, January 8, 2008

Oprah Winfrey

I used to watch Oprah all of the time. I don't anymore but I still admire the woman a great deal. I think most women do. She has written a biography that will be coming out soon. I think most of us who have watched her a lot already know her life story, but I would love to read it written in her own words and I can't wait for the Oprah Winfrey Biography to come out.

Beaded Bracelet Pattern

I love beaded bracelets. They don't have to be made of expensive beads or anything like that. plastic is just fine with me as long as it has some sparkle to it. My favorite bracelet is made of dark and light brown plastic beads as well as copper colored metal ones. Its my favorite. This particular bracelet was described as a beaded holiday bracelet bit u really think you could wear these colors any time of year.

Step one: Cut three lengths of Soft Flex to approximately nine inches. Attach one strand to the center ring of a three-strand rumples sterling silver hook and eye clasp using a 2x2mm crimp tube. For instructions on how to use a crimp tube, please see the Handy Tips section of the Learning Center. String a 4mm Swarovski bronze colored crystal pearl, followed by a 16mm gold pearlized glass nugget and five more bronze pearls. String the strand through a pewter flower multi-strand slide and add another gold pearlized nugget bead. String six Swarovski bronze pearls, passing the wire through another slider and add another nugget bead. Six more bronze pearls, a slider and a nugget, then five bronze pearls, a slider and the last gold pearlized nugget bead. Add a final Swarovski bronze 4mm pearl and crimp to the center ring of the other end of the clasp.

Step two: Attach another strand of wire to one of the side loops of the clasp. String two 16mm hunter green pearlized glass beads, pass the wire through the pewter slide, and add two rust colored pearlized glass nuggets. After each two nuggets, pass the wire through the next slider and alternate colors as you go. After five segments, crimp the wire to the other end of the clasp. Repeat this process on the other side of the bracelet, but begin with the rust colored beads and alternate with the hunter green.

NOTE: This bracelet has an inside diameter of seven and a half inches. If you need to size it differently we recommend not attaching the wire to the clasp until you have it right. Use Bead Stoppers to hold your beads in place as you work. Use the EZ Bracelet Mini – Travel Size to measure the size of your bracelet, remembering that chunky beads like these cannot be properly measured while the piece is lying flat.

Approximate length: 7 ½ inches
Difficulty level: Beginner to intermediate
Estimated time: Under one hour
Approximate cost: Under $30

List of components:
16mm pearlized glass nugget gold (GN-GOLD16, qty 5)
16mm pearlized glass nugget rust (GN-RUST16, qty 10)
16mm pearlized glass nugget hunter green (GN-GRN16, qty 10)
4mm Swarovski pearl bronze (5810-BRZ4, qty 24)
3-strand rumpled sterling hook and eye clasp (ISCL-0057, qty 1)
Pewter flower multi-strand slide (PW-SL03, qty 4)
2x2mm sterling silver crimp tube (SS-CRM2, qty 6)
Soft Flex jewelry wire (SF19-30CL)

Tools used:
Nipper tool (TOOL-101)
Crimper tool (TOOL-100)
Bead Stopper (BEADSTPR)
EZ Bracelet Mini Sizer ( TOOL-148)

24 hour online pharmacy

Don't you hate it when your sick with a nasty cold and you have to drag yourself out of bed to go to the doctors and sit in that waiting room for 30 minutes or longer completely miserable and then turn right around and stand in line waiting at the pharmacy.

How about buying your prescriptions at an online pharmacy. At you can submit your prescription which is then verified by the pharmacist and they have it shipped to you within 24 hours time.

The red heart wreath

I was at hobby lobby buying some enamel paints for my husbands model ship (he likes to build those) and I looked at the valentines stuff and I think I found something puffy to make a puffy heart wreath out of. Those simple Styrofoam heart shapes. They come in all different shapes and sizes and you could cover the in red paint, glitter, or those little red micro beads. Any of those options would look wonderful.

Crafters should Appreciate Art

Crafters should and usually do have an appreciation for arts of all kinds. I know I certianly do. Park West Art Gallery located in Southfield Michigan is home to the largest collection of fine art in the world and conducts many fine art auctions throughout the United States and Canada. I don't have a budget that allows me to buy expensive fine art. I'm lucky if I can afford framed prints for my walls, but I do enjoy looking at fine art and I would love to visit this gallery someday if i am ever able to make it to Michigan.

Forcing Spring Bulbs

Inducing bulbs to bloom when you want them to, rather than when they normally do, is known as forcing. In late summer, most bulbs are dormant with little if any active root growth and no shoot growth. As soil temperatures cool, the bulbs begin root growth, which continues until the temperatures become very cold. Shoot growth begins in the spring as temperatures begin to rise, and is followed soon after by flowering. After bloom, foliage continues photosynthesis and replenishes food stores in the bulbs. As foliage begins to die back, the bulb returns to a dormant state and the cycle is ready to begin again. Forcing is simply manipulating this cycle.

The most common choices are hyacinths, tulips, narcissus, grape hyacinths and crocuses. Can you imagine some beautiful hyacinths blooming and fragrant on your dinning room table or coffee table. Most bulbs are forced in a shallow container of water using pebbles for support. When planting the bulbs they don't have to be completely covered. The tops can be exposed and I think doing so gives them an artsy kind of look. All of the spring-blooming bulbs, with the exception of Paperwhite narcissus, must have a cold period of at least three months to initiate bloom. You can achieve this by sticking your bulbs in the refrigerator or if the temperature is cold enough outside store them in a cold basement or garage. I don't recommend putting them in the freezer.

Far Far Away.

I live 20 minutes from town. I like being this far out. I love country living. I love raising flowers and vegetable s and fruits and I love all of my cats and dogs and the fact that no one can tell me to keep them in. You could call country living a hobby of mine. It means I have privacy and I don't have to worry about progress making its way out here. There are problems with living out this far. The biggest one being that your far from everything, including a pharmacy. It is such a pain to have to run into town to fill a prescription or get something from the drug store for a headache. Thats why i like to us an online pharmacy. I can get what ever I need from them in the mail and I just have to make that short . . . OK not so short walk to my mailbox. With you can have your prescription within 24 hours because they overnight the delivery to you.

Puffy Red Heart Wreath

Valentines day is our next up and coming holiday and this is one of the few holidays I have never decorated for. I have found myself envisioning a bright colored wreath standing out in the dreary gray of winter on my houses front door. I did a search on google looking for an idea I might be able to put to use and was really disappointed by what I found. There were lots of wooden hearts covering heart shaped wreaths and plenty of heart shaped wreaths covered in tissue paper and with silk roses but this was not what I had in mind. I wanted a round wreath covered in puffy red hearts. I have yet to find a suitable kind of heart to cover my wreaths with. Making individual hearts would take an eternity. I guess for now I will just have to keep looking.

Monday, January 7, 2008

In the Spirit of Things

I am kind of a new age nut and I love to shop at Metaphysical Stores. I do this because I know I am bound to find something that I like. An example of this is the Cherub Moon Planter I found at The Spiritual Sites like this one also have really cool desktop our counter top fountains and I think I might like to have one of those to go in my office again. Our Koi pond is so far away from this end of the house that I can't hear it at all. They have this Zen wind chime fountain on there thats really kind of cool. There is a wind chime in the middle of the fountain and the water pours over the chimes. I'm not sure if the chimes would actually make any noise because there is water pouring over them but its still a neat idea.

i got a sewing machine for Christmas

I got a sewing machine for Christmas, Yay me. So far all I have had time to make is a pair of work out pants that my husband says are to loose and baggy to be used for that. I beg to differ, plus I know perfectly well that there going to shrink after I wash them. Next on the list of things to do is a handkerchief skirt. Those are simple and attractive and just the sort of thing I love to wear and can never find for sale.

If anyone else knows of any online patterns please let me know.

Thursday, January 3, 2008

People who stay in debt as a hobby

Staying in debt is a hobby to some people. My husband used to be one of those people. It seemed to me that even though he had the money to pay his bills on time he felt more comfortable paying them late. I have no explanation for this. I guess its just a Bear thing. As far as I know he has never used a payday loan service while married to me. I would kill him if he did because they charge such high interest rates on there loans. I hope to never be in a position where I have to use them.

Sometimes a person has no choice when it comes to using one of these service. Sometimes they just have a lot of bad luck and find themselves without any kind of savings and behind on your bills and you don't want to get your power shut off in January do you, or your gas for that matter.

Blogging is a Hobby

Blogging is a hobby for a lot of people. There are several hundred thousands of blogs all over the internet and the number grows every single day. People blog for different reasons. some of them simply like to write, like myself, and like the idea of someone else reading it. Others are just looking for attention they wouldn't get otherwise. Still others just want to talk about there lives and like the idea of someone else reading there words and being entertained by them. I blog for a lot of reasons. I always dreamed of being a writer and this gives me a chance to get what I'm writing read. Another reason is because I like people to read about my life. Another reason is because I know a lot about certain subjects and I think this information would be useful to others.

Some people are lucky enough to get paid to blog. There are a number of ways to do this from what I understand. One of the sites you can do this on is called Smorty. They pay you to write posts about products in your blogs and put links into the blogs.

Moving can be a hobby for some people

I have met some people that seem to make moving into a hobby. My husbands ex wife lived in 15 different states in a 15 month time frame when she took his kids and hit the road. I am a down to earth put my roots down kind of person. I have to have roots. Now those roots do like to pull up and move about every 4 to 8 years. They get bored and want a change. I was was ever able to afford it I would hire a relocation company to move the next time. A relocation company would be able to help me deal with my old house as well as helping to deal with real estate agents and homes for rent if I needed to rent and selling my own real estate

Rebirbished Electronics

Have you ever though of buying refurbished electronics. Its a great way to recycle. I've read about some people that have done this and they say its just like buying a new electronic item. There is a website that sells refurbished HDTV's and Plasma TV's and other big screened TV's as well. You will find items that are factory refurbished, factory closeouts and overstocks, end-of-life, open box and more

My husband is quiting

My husband is trying to quit smoking. I am so proud of him for taking the initiative and trying to quit himself this time instead of quitting because all of us are bitching at him. have you ever tried to get health insurance or life insurance for a smoker. You have to lie about it and tell them that the person doesn't smoke on the policy. Thats the only way to save money on insurance for a smoker. Advantage Term sells all sorts of insurance. They even have cheaper insurance for smokers. They sell all kinds of life insurance as well as health insurance.